Terms of Use

Last updated: January 2024

These terms govern your use of the Luminex Wave website. By accessing this website, you accept these terms in full. If you disagree with any part of these terms, please do not use our website.

About This Website

This website is operated by Luminex Wave, a financial services practice based in Bristol, United Kingdom. The website provides information about our services and allows you to contact us regarding financial planning and management.

Website Content

The information on this website is provided for general informational purposes only. While we endeavour to keep content accurate and up to date, we make no representations or warranties about the completeness, accuracy, or suitability of the information.

Content on this website does not constitute financial advice. Before making any financial decisions, you should seek personalised advice from a qualified financial adviser who understands your individual circumstances.

Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is owned by Luminex Wave or used under licence. This material is protected by copyright and other intellectual property laws.

You may view, download, and print pages from this website for your personal, non-commercial use, provided you do not modify the materials and maintain all copyright notices.

Acceptable Use

When using this website, you agree not to:

• Use the website in any way that breaches applicable laws or regulations
• Reproduce, duplicate, or copy material from the website for commercial purposes
• Attempt to gain unauthorised access to any part of the website or its systems
• Introduce malicious software or engage in activities that could damage the website
• Use automated systems to extract data from the website without permission

External Links

This website may contain links to third-party websites. These links are provided for your convenience and do not signify endorsement of the linked websites. We have no control over the content of external sites and accept no responsibility for them.

Service Information

Descriptions of our services on this website are for illustrative purposes. The actual services provided will be detailed in our formal engagement letters and service agreements. Fees and service availability may change and are confirmed at the point of engagement.

Limitation of Liability

To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from your use of this website. This includes, without limitation:

• Loss of data or profits
• Business interruption
• Loss of goodwill or reputation
• Any indirect or consequential loss

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

Regulatory Information

Luminex Wave is authorised and regulated by the Financial Conduct Authority. Our services are only available to residents of the United Kingdom. Regulatory protections available to clients are outlined in our client documentation.

Indemnification

You agree to indemnify and hold harmless Luminex Wave, its directors, employees, and agents from any claims, damages, or expenses arising from your breach of these terms or your use of this website.

Modifications

We reserve the right to modify these terms at any time. Changes become effective upon posting to this website. Your continued use of the website following any changes indicates acceptance of the revised terms. We recommend reviewing these terms periodically.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

For questions about these terms of use, please contact:

Luminex Wave
47 Queens Road
Clifton, Bristol
BS8 1QQ

Email: [email protected]